SMSF Loans — Grow Retirement Wealth with Alpha1 Lenders
Self-Managed Super Fund (SMSF) loans provide a powerful way to use your super savings to invest in property, building both income and capital growth in a tax-effective structure. At Alpha1 Lenders, we specialise in helping SMSFs, giving you clear, compliant pathways to property investment that support your long-term financial goals.
An SMSF loan (also known as a Limited Recourse Borrowing Arrangement, LRBA) allows your fund to borrow funds to purchase residential or commercial investment property.The property is held in a separate trust (bare trust) until the loan is paid off, protecting your other fund assets.Rental income and fund contributions can help meet loan repayments, while benefiting from lower tax rates inside super.
Why Choose Us
Because SMSF loans are regulated by the Australian Taxation Office (ATO), compliance is critical—rules around property type, who benefits, and how the investment fits your fund’s strategy must be met.
- SMSF Loan Specialists — Deep understanding of LRBAs and SMSF regulation.
- Compliant Structuring — Ensuring your loan and property purchase meet ATO’s legal requirements.
- Access to Tailored Lenders — Competitive rates via lenders who know SMSF lending well.
- Transparent, Continuous Support — From strategy through to purchase and ongoing loan service.
Feel free to Get in touch
Need help?
Feel free contact us
Choosing Alpha1 Lenders means choosing a partner who values trust, clarity, and results.
